Products and services

Russian Trust Bank provides the whole range of classic banking services for individuals. One of the main benefits of your work with us is the clients distant servicing system.

Feel free to choose the most comfortable way of communication with the Bank of the following options:

• phone/fax service providing
• service delivery
• internet-bank RTB CONNECT

We have done the best to make it simple and comfortable for you – opening an account, money transfer, cash-management, etc. Reliability, confidentiality and high quality service is what we remained unchanged.

"Russian Trust Bank" deposits’ range allow you to get the maximum interest rates and  successfully manage your monetary funds. Balance interest calculated monthly on any deposit . At client's command interest funds can be deposited to capitalize, transferred to Client’s accounts to withdraw, etc. You can transfer your funds and redeposit in other currency with the accrued interest saved.

Deposit "Standard"

• competitive interest rates, interest capitalizing
• unique offer for premature withdrawal  terms in Russian banking market
• no limits for deposit transactions

Deposit "Charitable"

• cooperation with the Bank in charity activity (partial interest donation)
• increased interest rates
• no limits for deposit transactions

Russian Trust Bank issues bank cards of MasterCard international payment system brand- Maestro, Standard, Gold and Platinum. We offer you a modern and useful way of payment for goods and services . As a client of the Russian Trust Bank, you also get a unique set of additional privileges and advantages.
RTB plastic card is your purse, your insurance policy, your personal assistant and your pass to all the significant events worldwide!

The advantages of using RTB cards:

• Extra income – you get interest for balance amount on your card account monthly ; high – up to 10% - interest rates allow to get an extra income
• RTB CONNECT internet banking solution -  a perfect opportunity to pay any bill online.  Low rates and  zero commission on  common payments
• RTB Privilege Program – personal assistant and concierge to help you when traveling, and delivering insurance service
• Deposit money on card account using payment terminals - QIWI, CyberPlat, Eleksnet, Platforma
• Pleasing overdraft account interest rates and unique grace-period terms

Consumer loans

Our customers provided with best terms of consumer crediting. Our specialists assess and analyze credit references individually to generate effective proposal that takes in consideration different aspects of the client’s financial statement.

Credit terms and conditions:

• credit interest from 16% up to 21% in RUR (14% up to 19% in other currencies)
• credit length – up to three years
• deposit holders can apply for unsecured credit

Card overdraft loans

RTB offers advantageous  card overdraft loans for plastic cards users, including multiple service options.

Terms and conditions:

• overdraft loan fee from 16,5% up to 23% RUR (from 14,5% to 20% in foreign currencies)
• comprehensible overdraft calculation procedure
• overdraft limit up to 1 500 000 RUR
• grace period - 35 days
• risk solvency assessment  may include your business, assets in securities, bank deposits, rent income
• if the client repays during grace-period, overdraft loan fee is not collected. If the client repays after his grace-period completion, overdraft loan fee  rate for grace-period is 50 per cent lower than the rate contracted
• application processing - 2 working days

Bank offers its customers to protect valuables, keeping it in bank under safe custody. Security standards of safekeeping are established by law. A bank providing safekeeping service must have certified equipment, hire security personnel, install unauthorized intrusion protection system. The only person having access to bank safe is its user.

Safekeeping service  often used to protect  documents while contracting, when sides are agreed to keep the contract under safe custody of the third party. Low price also worked towards the popularity of the service – e. g., rent of a bank safe  in “Russian Trust Bank” would cost you 400 RUR weekly.
We also advise to use safekeeping  service while leaving on holiday or to a business trip.

Russian Trust Bank offers full range of financial services for corporate clients. Aside from banking servicing, we use our cooperation with the range of partners to find a proper solution to your business needs, including

• corporate overdraft loans, middle-term and long-term credit financing
• bank guarantees and  trade financing
• tax consulting
• short-term funds investment (from 2 days), temporary free funds middle-term investment
• cash-management and transaction certificates management
• distant servicing for corporate clients and many other possibilities.

Being our corporate client you can rely on favorable terms. You can propose a new kind of service we still do not have in our list. We are ready to go thoroughly into a question and offer you terms and conditions.

"Russian Trust Bank", JSC

11/2, First Khvostov lane, Moscow, 119180, Russian Federation
Ph. +7 495 780 6255
Fax +7 495 780 6249
info@kb-rtb.ru